How To Get Money In Japan Without Fees Traveling

Traveling to Japan can be quite expensive for many, however with careful planning and some insight it is possible to travel to Japan and get money out of it without incurring any fees. This article will provide helpful advice on how to get extra money in Japan without paying fees.

The first place to start is with research and knowing what services are available. Yes, there are fees associated with international transactions, whether you are doing business in your home country or traveling internationally, but there are ways to manage your money while traveling in Japan that can help you save money.

The easiest and most convenient way to avoid fees is to open a bank account in Japan before leaving your home country. Opening an account in Japan will allow you to access the local currency called Japanese yen (¥), which can then be used to make cash withdrawals and other payments. This can also help with savings and budgeting, as the Japanese yen is typically cheaper than its foreign counterparts.

Another option is to use a money transfer service like TransferWise or MoneyGram, which can help you send and receive money abroad with minimal fees. You can even use their online app to check rates, time zones, and other important information about transactions with your bank.

It is also possible to use prepaid cards in order to manage purchases and withdraw cash from Japanese ATMs without incurring fees. Prepaid cards can be purchased from a local bank or from an ATM, and they act like a debit card without the associated fees. They are a great option for travelers who don’t want to carry too much cash with them.

Lastly, it’s important to take full advantage of the assistance offered by travel services. These include helpful websites, like Japanorama, as well as travel agents and money transfer services, who can help with advice and currency exchange.

Dealing With Exchange Rates

Despite all the measures mentioned above to avoid fees, if you are getting money in Japan without paying fees, you should also take into account the fluctuating exchange rate. The exchange rate is the value of one currency relative to another and can change quickly, so it’s important to stay updated on the current exchange rate and account for it when budgeting.

Using a mobile app like XE or World Currency can help you follow the exchange rate and stay informed. Additionally, it is always a good idea to use a currency calculator when making transfers from one country to another, as this will give you an idea of how much money you’ll need to cover the transaction.

You should also take into account any taxes or currency exchange fees charged on transfers. There are some money transfer services that offer higher rates in exchange for a small fee, which can be worth it when the exchange rate is volatile.

Finally, it is important to remember that transactions in Japan can be made in both cash and digital payments. This means that it is possible to opt for a cash withdrawal if you don’t want to pay any fees, but it is wise to look into the different transaction types available and figure out the best option.

Using Credit Cards

Using a credit card is one of the most popular ways to get money in Japan, and it is also one of the most cost-effective options. Credit cards are accepted at most establishments, meaning you can easily use them to withdraw cash from an ATM and make purchases without fees.

Credit cards in Japan usually come with a variety of benefits, like cashback rewards and special promotions. Additionally, many of them come with a low annual percentage rate, so you don’t have to worry about hefty interest charges. Just make sure to pay off the balance each month to avoid any extra fees.

You’ll find a wide range of credit cards available in Japan, so it pays to compare options before deciding on one. Take into account factors such as fees, rewards, and other perks when making your decision.

One of the main advantages of using a credit card to get money in Japan is that you can withdraw cash from any ATM without incurring any fees. This means that you can easily get access to larger amounts of money without having to worry about fees.

Using Digital Wallets

Digital wallets are becoming increasingly popular in Japan, as they are an easy and convenient way to make payments. These are mobile applications that allow you to transfer money and make payments without incurring any fees.

One of the most popular digital wallets in Japan is Suica. This app is available on most smartphones and provides a secure and straightforward way to pay for purchases using a credit card or your Suica card. It also allows you to make transfers and store money without fees.

Additionally, there are other popular digital wallets like LINE Pay and PayPay, which provide similar features. These digital wallets are gaining popularity in Japan, so it pays to look into them before you travel.

Safety Tips When Traveling To Japan

When traveling in Japan, it is important to take some precautionary measures to stay safe and secure. Here are some safety tips to follow when getting money in Japan:

Make sure you always keep your money and credit cards in a safe place. Avoid carrying large amounts of cash, as this can make you a target for criminals. Be wary of pickpockets and always keep an eye on your belongings.

Also, it is wise to always use the ATM’s when making withdrawals, as they are usually more secure than street vendors. Additionally, you should always be aware of any suspicious activity and report it immediately.

And lastly, if something does happen, it is best to contact the police immediately and notify your bank or card issuer. Most banks have 24-hour customer service that can assist you if your card is stolen or if you need to replace it. This will help ensure that you are back on your feet as soon as possible.


In summary, there are several ways to get money in Japan without incurring fees. The most popular methods are credit cards, digital wallets, money transfers, and prepaid cards. However, it is important to stay informed of the fluctuating exchange rate and be aware of any fees or taxes associated with money transfers.

It is also vital to remember to stay safe when getting money in Japan. Make sure you keep your money and credit cards in a secure place, be aware of pickpockets and always be aware of any suspicious activity.

Traveling to Japan can be an exciting and rewarding experience, and with the helpful advice outlined here, you can make sure you’re getting the most out of your trip without having to worry about fees.

Nancy Weiner

Nancy A. Weiner is an experienced journalist and author specializing in Japan. She is a published author of several books and articles about Japanese culture, history and politics. She has also been a featured guest speaker at many international conferences on Japanese culture, politics and education.

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